clearly someone hasnt looked very hard on the photography part of the forum

 at the mo theres 2 posts from me with many replys on the d40 (lower version) and other bits of kit that i didnt even realise made a difference e.g memory cards
 
 http://www.southerndownhill.com/forum/index.php/topic,176019.0.html read peoples replys e.t.c

 http://www.southerndownhill.com/forum/index.php/topic,176294.0.html

 then theres the sticky where it has almost everything you need to know

 http://www.southerndownhill.com/forum/index.php/topic,155606.0.html
 

I'm in the same situation as you, have a look in Jessops and have a feel of the cameras, I liked the canon 1000d which is £330 on the jessops site with £30 cashback, and also you can order online and pick it up in your local jessops.