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Author Topic: E&L insurance.  (Read 975 times)
Gonch
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E&L insurance.
« on: December 28, 2005, 23:13:19 PM »

well basicaly am looking around for the cheepest/resonable quote to insure the canfields final build for
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Scott
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Re: E&L insurance.
« Reply #1 on: December 28, 2005, 23:24:21 PM »

In my experience, they won't pay out..
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Squirrelking
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Re: E&L insurance.
« Reply #2 on: December 28, 2005, 23:35:44 PM »

www.cycleguard.co.uk

A bit more expensive than cycleguard but are probably more likely to pay out.

Whatever you choose though, don't deal with Wheelies Direct in any way, bunch of useless wanks...
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randall
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Re: E&L insurance.
« Reply #3 on: December 29, 2005, 09:19:49 AM »

Some time ago theres was a long thread on here about E&L and iirc the general consensus was avoid them at all costs. From what I know Cycleguard seem to be ok.
Regarding Wheelies Direct, I agree with Squirrelking. I think the situation is that if you get your bike nicked your insurance company will get them to provide what they see as an equivalent bike. What the insurance company doesn't tell you is that you're not legally obliged to accept that, you can put your foot down and say you want something from your LBS as you've always used them etc.
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Deadeyejim
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Re: E&L insurance.
« Reply #4 on: December 29, 2005, 10:59:30 AM »

E&L have always had a bad rep with regards to bike insurance.

Bikemagic was always full of people complaining about them squirming out of paying up etc. Maybe they have changed since then but I highly doubt it.
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havinalaff
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Re: E&L insurance.
« Reply #5 on: December 29, 2005, 14:58:41 PM »

AVOID E&L like the plague
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Squirrelking
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Re: E&L insurance.
« Reply #6 on: December 29, 2005, 22:13:08 PM »

Oh I managed to get a custom build alright, it just took them a month after the delivery date to get it to me. It wasn't even fully assembled (after they'd moaned for 3 weeks about building it) , the rims were wrong (can live with that), the spokes were too long (maybe not that though), the shifter was a gripshift shoehorned so the brake lever was about 4 inches above the grip and a host of other things.

They never did sort any of that out...
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randall
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Re: E&L insurance.
« Reply #7 on: December 29, 2005, 23:09:44 PM »

Lol ! Those clowns can't even build a stock bike out of a box properly - sounds like by their standards you got a better than average build ! Roll Eyes
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dirtdemon
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Re: E&L insurance.
« Reply #8 on: December 29, 2005, 23:12:49 PM »

i was with e and l, and i broke my bike at abercarn and they payed
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nev3r_d3vil
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Re: E&L insurance.
« Reply #9 on: December 30, 2005, 00:03:35 AM »

avoid e+l like plague.

try...marks and sparks - house insurance. sounds mad, but do a search on singletrackworld, you'll be pleasantly surprised Smiley
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Shirebikes
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Re: E&L insurance.
« Reply #10 on: December 30, 2005, 02:39:03 AM »

m+s are who i use...covers bikes up to 4k-all they asked me to do was keep upto date pics of the bike, and a spec list, so if it did get nicked i could prove its value... it also covers accidental damage...
Frizzel house insurance are meant to be good too-you can get the bike added to a policy for not a great deal more...
hth
ed
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ArcticBeast
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Re: E&L insurance.
« Reply #11 on: December 30, 2005, 02:58:57 AM »

was looking at e&l a while back but i mentioned it to my land lady who owns horses and even in those circles i was told to avoid them.
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tim.the.tiny.horse
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Re: E&L insurance.
« Reply #12 on: December 30, 2005, 22:04:29 PM »

so who does bike specific insurance, i dont own a house and parents wont change brokers jus for a bike and a couple of kayaks,
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nicklouse
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Re: E&L insurance.
« Reply #13 on: January 01, 2006, 00:31:53 AM »

no one round where i am from (at the moment) will use E&L due to lots of problems with livestock insurance.

e&l made there money by not paying out due to the small print.

most people within a FEW  miles of e&l's offices spit when you mention them.
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myles1991
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Re: E&L insurance.
« Reply #14 on: January 01, 2006, 23:29:24 PM »

the m+s sounds good but does that mean you have to change your home insurance?
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